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Monthly Feature:
Finding Hidden Windfalls of Money In Your Credit Cards
Point your finances in the right direction by taking a look at more ways to save money for yourself and for your business. This month, we're focusing on finding hidden windfalls of money in your credit cards.
Keep Credit Card Interest Rates Under Control
If you're paying more than 12% interest on your credit card, you're paying too much. With the prime interest rate in the single digits, lenders that charge 13% to 25% interest on credit card balances are gouging you. With good credit, you should be able to find a credit card rate between 9% and 12% with no annual fee. To compare credit card rates, visit www.bankrate.com
Make Annual Fees a Thing of the Past
Save from $20 to $100 a year by looking for "no annual fee" credit cards. Consider all the other factors such as grace period, the interest rate, etc., as well). If you are now paying an annual fee, you may be able to get the fee waived by calling your bank and asking them to remove it.
Pay Off High Interest Cards
Do you have a balance on more than one credit card? Try to avoid paying finance charges on credit cards, especially cards with high interest rates. If you pay down your credit card balance by just $500 you can save $100 a year in interest charges (based on an APR of 20%).Save money by paying the most you can afford each month on the card with the highest interest rate. Then, make the minimum monthly payment on the others. Once the card with the highest interest rate is paid off, start paying as much as possible each month on the card with the next highest interest rate.
TonerRefillKits.com Releases New ReChargX RX-104 Kit
We've just released our latest RX-104 kit for the Konica Minolta PagePro 1350W and 1300W. Each and every one of our refill kits is uniquely and specifically formulated to meet or exceed manufacturer specifications for quality and performance. Our R&D department works closely with the development labs and the testing department to ensure that you will always get the precise toner formulation for your machine. The ReChargX Premium Print toner will always give you the quality you expect at savings up to 90% off the price of new toner cartridges.
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